Question

Is ATM an acronym or initialism?............

Answer 1

Ответ:

I believe ATM is an initialism, because you don't pronounce it as a word (as you would do if it were an acronym) but instead you pronounce it as a list of letters (A - T - M).

P.S. Hope it helped. If you have any questions, feel free to type them in the comments below. I'll be happy to help. Have a great day! :)